ZIP code 12197
12197 is in Otsego County, New York.
2,298Residents
$77,778Median household income
$732/moMedian gross rent
$165,200Median home value
45.1Median age
28%Adults with a bachelor’s degree or higher
90%Homes lived in by their owners
2.1×Home value to household income
Median rent takes about 11% of the median household income in ZIP 12197.
What pay do you need to rent here?
To keep rent at or below 30% of gross pay, you would need about $29,000 a year. In New York that leaves roughly $1,978 a month after tax. See the full paycheck breakdown for $30,000.
Other ZIP codes in Otsego County
- 13820 $65,953
- 13326 $80,040
- 13849 $57,917
- 13439 $65,761
- 13491 $72,917
- 13411 $55,357
- 13825 $76,875
- 13843 $79,018
- 13320 $86,204
- 12116 $78,986
- 12155 $62,361
- 13808 $67,071
All ZIP codes in New York · Highest-paying jobs in New York
Source: Census ACS 2024 ACS 5-year, ZIP code tabulation areas. ZCTAs approximate postal ZIP codes and can differ from them. Small areas carry larger margins of error.