Physical Therapists salary in Waterloo, IA
The median physical therapists in Waterloo-Cedar Falls, IA earns $97,180 a year, 5% below the US median. After tax that is roughly $6,125 a month.
- 10th percentile
- $74,860
- 25th percentile
- $83,540
- Median percentile
- $97,180
- 75th percentile
- $105,060
- 90th percentile
- $119,240
Based on 120 employed. Data period: BLS OEWS May 2025. Percentiles show the spread of pay, not experience; reading the 25th percentile as "entry level" is only an approximation.
What you keep
$73,503 take-home a year
| Gross pay | $97,180 |
| Federal income tax | −$12,550 |
| Social Security + Medicare | −$7,434 |
| Iowa income tax (approx.) | −$3,693 |
| Monthly take-home | $6,125 |
| Every two weeks | $2,827 |
Does it go far here?
$111,628Median pay in Waterloo, IA is worth this at average US prices (local price level 87.1 vs 100).
16%of take-home pay goes to the median rent ($977 a month, Census ACS).