Mental Health and Substance Abuse Social Workers salary in Waterloo, IA

The median mental health and substance abuse social workers in Waterloo-Cedar Falls, IA earns $60,160 a year, about the same as the US median. After tax that is roughly $4,019 a month.

10th percentile: $38,320
25th percentile: $45,350
Median percentile: $60,160
75th percentile: $76,840
90th percentile: $80,400

Based on 50 employed. Data period: BLS OEWS May 2025. Percentiles show the spread of pay, not experience; reading the 25th percentile as "entry level" is only an approximation.

What you keep

$48,232 take-home a year

Gross pay	$60,160
Federal income tax	−$5,039
Social Security + Medicare	−$4,602
Iowa income tax (approx.)	−$2,286
Monthly take-home	$4,019
Every two weeks	$1,855

Does it go far here?

$69,104Median pay in Waterloo, IA is worth this at average US prices (local price level 87.1 vs 100).

24%of take-home pay goes to the median rent ($977 a month, Census ACS).

Top-paying jobs in Waterloo, IA

Job	Median pay
General and Operations Managers	$82,400
Industrial Machinery Mechanics	$77,850
Registered Nurses	$76,920
Accountants and Auditors	$73,530
Sales Representatives, Wholesale and Manufacturing, Except Technical and Scientific Products	$67,040
Elementary School Teachers, Except Special Education	$60,780
Secondary School Teachers, Except Special and Career/Technical Education	$60,440
First-Line Supervisors of Office and Administrative Support Workers	$60,420

All mental health and substance abuse social workers salaries · Take-home pay in Iowa