Food Servers, Nonrestaurant salary in Waterloo, IA

The median food servers, nonrestaurant in Waterloo-Cedar Falls, IA earns $28,140 a year, 20% below the US median. After tax that is roughly $1,976 a month.

10th percentile: $23,300
25th percentile: $27,020
Median percentile: $28,140
75th percentile: $32,700
90th percentile: $34,870

Based on 390 employed. Data period: BLS OEWS May 2025. Percentiles show the spread of pay, not experience; reading the 25th percentile as "entry level" is only an approximation.

What you keep

$23,714 take-home a year

Gross pay	$28,140
Federal income tax	−$1,204
Social Security + Medicare	−$2,153
Iowa income tax (approx.)	−$1,069
Monthly take-home	$1,976
Every two weeks	$912

Does it go far here?

$32,324Median pay in Waterloo, IA is worth this at average US prices (local price level 87.1 vs 100).

49%of take-home pay goes to the median rent ($977 a month, Census ACS).

Top-paying jobs in Waterloo, IA

Job	Median pay
General and Operations Managers	$82,400
Industrial Machinery Mechanics	$77,850
Registered Nurses	$76,920
Accountants and Auditors	$73,530
Sales Representatives, Wholesale and Manufacturing, Except Technical and Scientific Products	$67,040
Elementary School Teachers, Except Special Education	$60,780
Secondary School Teachers, Except Special and Career/Technical Education	$60,440
First-Line Supervisors of Office and Administrative Support Workers	$60,420

All food servers, nonrestaurant salaries · Take-home pay in Iowa