How to become a credit authorizer, checkers, and clerks
Authorize credit charges against customers' accounts. Investigate history and credit standing of individuals or business establishments applying for credit. May interview applicants to obtain personal and financial data, determine credit worthiness, process applications, and notify customers of acceptance or rejection of credit.
Steps to get there
Most employers expect usually requires a high school diploma or ged, though some occupations may not..Some occupations may need little or no previous experience; others require several months to a year of experience. For example, landscaping and groundskeeping workers might require very little training or previous experience, while agricultural equipment operators can benefit from on-the job training.
What credit authorizers, checkers, and clerks do
- Keep records of customers' charges and payments.
- Compile and analyze credit information gathered by investigation.
- Obtain information about potential creditors from banks, credit bureaus, and other credit services, and provide reciprocal information if requested.
- Interview credit applicants by telephone or in person to obtain personal and financial data needed to complete credit report.
Skills that matter most
- Reading Comprehension
- Active Listening
- Speaking
- Critical Thinking
- Writing
- Monitoring
- Active Learning
- Mathematics
Is credit authorizer, checkers, and clerks a good career?
On the numbers, this job is close to the average across occupations. Median pay is 2% below the all-occupation median. Whether it fits you depends on the work itself, the schooling you are willing to do and where you want to live.
Where it pays most
- Texas $62,930
- Minnesota $61,000
- Washington $59,840
- New Jersey $59,400
- Illinois $58,880
Credit Authorizers, Checkers, and Clerks salary by state and city
Sources: O*NET® 31.0 (CC BY 4.0, USDOL/ETA) and BLS Employment Projections 2025–35. Pay: BLS OEWS May 2025.